Enrolment CLOSED: Corona Special Policy

Payment for policy premium is accepted only through Online Payment

CASH/ CHEQUE/ NEFT & RTGS WILL NOT BE ACCEPTED

 



Terms:

CORONA Special Policy:  Period 1 year

Premium Chart:

Rs.1,00,000/-: Premium Rs.650/- GST Rs.117/- = Rs.767/-

Rs.2,00,000/-: Premium Rs.1100/- GST Rs.198/- = Rs.1298/-

Rs.3,00,000/-: Premium Rs.1550/- GST Rs.279/- = Rs.1829/-

Insured: Jain International Organization

Insurance Company Name: Universal Sompo General Insurance Co. Ltd.

Type: Indemnity Program for Member of Jain International Organization    

Beneficiary: Member, Spouse, and 2 Children.

Age: Member– 65years, Spouse – 65 Years & 2 Children up to 21years.

Scope: Expenses incurred on being tested Positive to COVID-19 / Corona Virus infection, established & confirmed from registered ICMR Lab & kits. Hospitalization occurred due to COVID 19 infection. 

Age Min-Max -  Self and Spouse – 18 to 65 Years and Children 90days to 21 Years.

Policy Term: 1 Year

Pre-Existing Disease: Not Covered

Claims Pay-out: Cashless and Reimbursement

Waiting Period: 7 Days Initial waiting period from the policy start date.

Room Rent: Room rent of 2% & ICU 4% of Sum Insured.  All charges to be paid in proportion to the room rent.

Cover applicable for all hospitals (i.e.  Private, Military, Army, Govt. etc.). Pvt Hospital which is allowed or approved by the State health Ministry for treatment of COVID positive patient shall be considered.

Pre-Post: 30/30 days, Limited to maximum up to 10% of Sum Insured.

Ambulance: Up to Rs. 5000

 

Condition:

The premium shall be per life basis

The person with Co-Morbid condition or Pre-existing Diseases – Like HTN/ Diabetes / Lung/ cardiac diseases, etc. will be covered under the policy, however, the claim shall be paid only pertaining to COVID treatment for such members.

No deletion & refund allowed in the scheme

All other terms as per our Group Health Policy.

Exclusion:

  1. Insured should not have traveled (Overseas) after 15th Feb 2020 OR Insured should not travel (Overseas) to restricted areas as per the Travel Advisory of  MoHFW, after issuance of such advisory or from the inception of the policy.
  2. The person with Co-Morbid condition or Pre-existing Diseases – Like HTN/ Diabetes / Lung/ cardiac diseases etc. will be covered under the policy, however, the claim shall be paid only pertaining to COVID treatment for such members.   
  3. PED diseases of symptoms of COVID or Person already suspected or quarantine prior to the inception of the policy or within the 7 days from inception of the policy.
  4. All other terms as per our Group Health Policy.

Standard Exclusion of Group Health Policy are applicable: